What do I have to consider if I want to have my dog looked after?
Do you want to entrust your four-legged best friend to a caring dog sitter? Before doing so, there are some important things to consider. Read on to find out what these are.
Which laws and regulations apply to my dog?
As a dog owner, you are both responsible and liable for your dog. If your dog bites someone or damages someone
else’s property, they can demand compensation from you.
The following legislation may be relevant to you as a dog owner:
• Private law
• Criminal law
• Animal welfare law
• Administrative offences law
In some cities and towns, you also have to pay a dog tax. Contact your city or town council to find out which regulations apply to you.
Who is liable while your dog is in the care of a pet sitter?
Even if your dog is cared for by a dog sitter, you are liable for any injuries or damage it may cause. The best way to protect yourself against any financial consequences is to take out dog liability insurance. Some kennels will require you to do so in order for them to look after your dog.
Which insurance do I need for my dog?
With one exception, it is basically up to you to decide which insurance is best for you and your dog. Three types of insurance are detailed below.
Dog liability insurance – essential
In some federal states, you are required to have dog liability insurance. This may only apply to certain breeds of
dog. Contact your local council to find out whether you are required to have dog liability insurance.
Even if you are not legally required to do so, we recommend taking out dog liability insurance because this will
cover the cost and handle any damage claims if your dog injures someone, for example.
Dog surgery insurance – covers expensive surgery costs
Dog surgery insurance may also be a good idea for your dog. It covers the cost of operations, i.e. procedures under general anaesthetic. Dog surgery insurance protects you against the often extremely expensive cost of operations performed at the vets or animal hospital. When considering the various insurance products, check how much of the surgery cost will be refunded.
Health insurance for dogs – additional protection
If you want to avoid worrying about vet bills for your dog, you can take out comprehensive dog health insurance. You pay a fixed monthly premium and the insurance covers any veterinary treatment costs. Before taking out a policy, find out which treatments are included and whether there are any exclusions.
Is my dog insured while being cared for?
If you use a professional dog sitter, you can assume that your dog is insured because commercial dog sitters need public dog liability insurance to carry out their work. If you entrust your dog to private dog sitters, you will be liable if anything happens. It is therefore advisable to take out dog liability insurance. It is also best to check which special risks are covered by your policy, such as ‘third-party custodian risk’ for friends and acquaintances or walking your dog off the lead, for example.
